HDB selling · Singapore

Sell your HDB
with a clearer plan.

Understand your likely sale proceeds, selling timeline and next move—then get a personalised strategy for your flat.

Singapore public housing neighbourhood with subtle planning-route overlays

Your HDB selling journey

Sell with the
full picture.

A successful sale is more than finding a buyer. Understand your position, calculate your likely proceeds and plan what happens after completion.

01↗

Know what your flat could achieve

Review your town, flat type, remaining lease and recent market activity before setting an asking price.

Read the pricing guide →
02↗

Understand your sale proceeds

Estimate how your outstanding loan, CPF refund and selling costs may affect the cash from your sale.

Understand my proceeds →
03↗

Plan the sale and your next move

Organise your selling timeline, temporary housing and next purchase so the transactions work together.

Plan my next move →
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Built from official guidance. Our guides simplify information from HDB and other government sources. Always verify your final eligibility with HDB.

Visit HDB.gov.sg ↗

HDB school search

Find schools around
any HDB town.

Search primary and secondary schools, review the surrounding area and see nearby MRT access on one dedicated page.

312schools in the
2026 directory
Open School Finder →

Prices, articles & analysis

Understand the market
before you decide.

Latest HDB insights ↓
Compare HDB towns3 · 4 · 5 room
PriceVolumeLeaseMOPTrend

Compare more than the asking price.

Review indicative prices by town and flat type alongside transaction activity, remaining lease, recently MOP supply, schools and transport.

Compare schools & areas →Official data sources and last-updated dates shown with each analysis.

NUS survey: 82% expect no broad HDB resale price surge

Pinnacle@Duxton five-room flat reportedly hits record $1.72 million

HDB reviews scheme behind S$2.18m Telok Blangah jumbo-flat listing

Read more HDB articles →

Selling calculator

Estimate your HDB
sale proceeds.

See how your resale price may be divided between your outstanding loan, CPF refund, selling costs and estimated cash proceeds.

Resale price−Loan−CPF refund−Costs=Cash proceeds

Your estimate

Estimated cash proceeds$235,000Includes the cash deposit already received
Cash at completion$230,000
CPF returned$220,000
Total deductions$415,000
Total funds unlocked$455,000
Discuss this estimate with us →

This is a planning estimate, not an official HDB computation or valuation. Actual proceeds depend on HDB’s final calculation, your CPF refund, loan redemption and amounts payable. Verify your figures through MyHDB and CPF.

HDB selling guidance

Understand your
next steps.

Share a few details about your flat. We’ll help you understand its pricing position, likely proceeds and the sequence for your next move.

✓ Indicative pricing discussion✓ Sale proceeds explanation✓ Selling and next-home timeline
Share my HDB selling questionsFour quick details to help us understand your situation. No obligation.
No obligation. Your information is used only to respond to your enquiry.

Independent HDB selling guidance

Know your numbers
before you sell.

Review your likely selling price, CPF refund, loan balance and next-home timeline with an adviser.

Speak with an adviser →